SEARCHING FOR YOUR PERFECT HOME.
IDEAL HAVE SOME FANTASTIC SEARCH FACILITIES TO HELP YOU NARROW DOWN THE SEARCH RESULTS TO FIND EXACTLY WHAT YOU ARE LOOKING FOR
VIEWING A PROPERTY
MAKING AN OFFER
When you are ready to make an offer check how long the property has been on the market, what similar properties in the area have sold for and what the current demand is, that way you will be able to make a realistic offer which is most likely to be accepted.
The estate agent will ask if you are a first time buyer or chain free as this will mean you can move quicker and could appeal to the vendor, putting you in a more favourable position.
ONCE THE OFFER HAS BEEN ACCEPTED
Once the offer has been accepted, it is worth asking the seller to take the property off the market to hopefully avoid other potential buyers from making offers. The estate agent will usually ask for details of your solicitor and mortgage offer in principle in order to action this.
It is now time to get all the legal work and necessary surveys completed. Unless you are a cash buyer, you will need to complete the lenders application form and forward on any documentation required such as:
A mortgage valuation will be carried out on the property. To have a more detailed survey carried out, take a look at the different property surveys available. Once the valuer has completed the survey and sent the reports to the lenders, provided they are satisfied with the price agreed, you should receive your formal mortgage offer along with the square footage of the property and the re-instalment costs that you will need for your building insurance.
Your solicitors will be busy progressing the draft contract of the house purchase and running searches on the property. You will also need to start looking for buildings insurance, as once the property has exchanged, you are then liable for the property.
Ideal will keep you up to date throughout the whole sales process and are here to help every step of the way.
If you are thinking of moving, why not request a free no-obligation market valuation of your property?Request Valuation